As an Idaho homeowner, you want to get the very best deal on your mortgage, right? Of course you do. But the marketplace can be terribly confusing and everybody claims to be able to get you the best interest rate. So let me describe exactly how our exclusive Strategic Mortgage is different than anything else available, and how it benefits you.
First of all, there are many factors involved in getting you the best deal on your home mortgage. Most banks don’t have the training or the tools necessary to do this process right. Its actually quite an involved process to truly get the best overall deal and that is why banks commonly focus on interest rate only, and they don’t consider other important factors.
At Source Mortgage, we have a proprietary loan process with 3 simple steps that we handle for you. First we go through a unique discovery process that allows us to custom tailor a program for your own goals. Second, we match your profile with the greatest number of lending programs available that most loan officers don’t even have access to. And third, we process all of this data through our own proprietary system which allows us to find you the 3 best loan options. You see, a real person with years of experience does a lot of analyzing on your program to ensure that your 3 best loan options are prepared and presented. You then have the option of reviewing and discussing these 3 options with your loan officer so you can make the most informed decision possible. Additionally, we will always share with you our professional advice and give you an experienced recommendation.
For example if you’re buying a $200,000 house on a 15 year mortgage, most banks will only try to sell you the lowest rate. But if you move your interest rate up an 1/8 of a percent, it may only cost you $14 per month more, but it could save you $3000 in closing costs. At $14 per month, it will take A LONG time to make up for the $3000 in additional closing costs. This is what most banks never review, and this is the unique system that we offer at Source Mortgage. This sounds shocking, but in this example you’ll actually save money over the course of a loan with an interest rate that’s just a bit higher. So yes, sometimes lower interest rates are better and sometimes they’re not. Only the 3Rates program allows you to easily make such a determination.
You can apply online for a Strategic Mortgage for FREE by clicking on the link on this website. Or you can simply call to speak with a strategic mortgage specialist. And be sure to watch the other educational videos that we’ve provided for you here at 3Rates.com. Thanks!